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How would you test payment checkout failure and recovery?

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Scenario

Your interview prompt

A checkout flow collects shipping address, applies promo codes, calculates tax, authorizes card payment through a provider, creates an order, reserves inventory, and sends confirmation email. You are asked to focus on failure and recovery.

List flows, risks, edge cases, data conditions, UX, security, API/backend, and performance concerns.

Tip: a stronger answer usually mixes happy path, negative cases, state changes, data, backend, UX, accessibility, and risk.

How to structure your answer

Happy pathNegative casesData rulesSecurity/API risksUX/performance